Health insurance policies will help make the examination and treatment process more cost-effective. When going to dental facilities, many people have the same concern: how much does wisdom tooth extraction cost with health insurance? Through this article, the specialized doctors of My Auris dentistry will help you answer these issues and the specific costs when covered through health insurance!
The cost of wisdom tooth extraction with medical insurance
In fact, the price of wisdom tooth extraction with health insurance for each person will be different based on determining the right route or the wrong route. In case of tooth extraction number 8, you are covered by the right health insurance, you will be paid 80 to 100% of the cost for each extraction. On the contrary, you can only enjoy insurance from 40 to 100% in the case of being on the wrong route.
In case of wisdom tooth extraction, you are entitled to insurance Right-line insurance
According to Article 22 of the 2008 Health Insurance Law, amended in 2014, the health insurance coverage for right-line wisdom tooth extraction will be specifically regulated as follows:
- Pays 100% of expenses for people eligible for social protection benefits each month such as soldiers, police, officers, people with meritorious services to the revolution or veterans,…
- Pay 100% of costs after each examination, or treatment lower than the level prescribed by the Government when examining and treating at the commune level.
- Pays 100% of costs if you have participated in health insurance for 5 consecutive years or more, and the amount of medical examination and treatment in a year is greater than 6 months of the base amount.
- Pays 95% of expenses for people receiving pensions, no longer able to work, and people from near-poor families, relatives of people who have contributed to the revolution (except for biological parents, spouses and children).
- Pays 80% of costs for the remaining cases.
In case of wisdom tooth extraction off-line health insurance
- Pays 100% of costs for inpatient treatment at hospitalsprovincial hospital.
- Pays 100% of medical examination and treatment costs at district hospitals.
- Pays 40% of costs for inpatient treatment at central level hospitals.
What is the price of wisdom tooth extraction according to health insurance? How much?
Currently, wisdom tooth extraction services on the market have costs ranging from 1,500,000 to 5,000,000 VND/tooth. The above prices do not include health insurance. If you are eligible for about 80% insurance coverage, the price for wisdom tooth extraction with health insurance requires payment of about 300,000 to 1,000,000 VND/tooth.
The actual price of wisdom tooth extraction also depends on the degree of tooth misalignment. In cases of impacted or horizontal teeth, the cost of tooth extraction is somewhat higher than for straight teeth. Because the extraction process will be relatively complicated and take more time.
Factors that affect the price of wisdom tooth extraction for each person
The price of wisdom tooth extraction with health insurance will be greatly influenced by a number of objective and subjective factors. Typical:
Actual condition of teeth wise
- Determine the direction of tooth growth: Tooth number 8 often grows obliquely, crookedly or grows straight into the root of the adjacent tooth, requiring professional tooth extraction techniques and a meticulous doctor to not affect the nerves or cause soft tissue invasion.
- Deformed tooth roots: Many people have deformed wisdom tooth roots such as curved roots, large roots, clubbed roots,…
- Complications due to wisdom teeth: Because the teeth grow crookedly, it will cause swelling, gingivitis, abscess, damage to the root of tooth number 7, etc. Therefore, careful treatment will be needed before extraction is indicated.
If you have wisdom teeth that grow normally, there is no need to worry too much. Considering the cost of wisdom tooth extraction, the process will be simple and take little time. As for the above cases, they will have higher costs, require high technology, and take a lot of time to implement.
Disease condition of wisdom teeth
During the examination process for wisdom tooth extraction, if it is discovered that you have diseases such as gingivitis, tooth decay, or receding teeth. benefits,… the cost will also increase because at this time you will need to treat the disease before proceeding with the tooth extraction.
Technology applied in the tooth extraction process
The price of wisdom tooth extraction will depend heavily on the technology used by dentists. Currently, most dentists have modern technology, optimizing wisdom tooth extraction time, which also helps patients recover quickly. Therefore, the cost is also somewhat higher.
The skill of the performing doctor
Wisdom tooth extraction also depends on the skill of the doctor as well as the reputation of the dental facility The doctor’s high level of expertise and experience means higher treatment costs.
However, you will receive better care and instructions to avoid unwanted complications in the future.
What documents are needed to pay the cost of wisdom tooth extraction?
To receive the price of wisdom tooth extraction under health insurance in accordance with the provisions of the Health Insurance Law Present a health insurance card with a photo. In case the insurance card does not have a photo, you need to present a citizen identification card, passport or other form of identification.
This is to ensure the correct identity and benefits of the health service user. For children under 6 years old, parents or guardians only need to present the medical insurance card reality.
Can people who do not have a stable job buy health insurance?
Currently, there are no regulations in Vietnam that mention that people who do not have a stable job cannot participate in insurance. medical. Meaning, anyone can participate in health insurance, including those who are unemployed. However, the benefits during the process of enjoying insurance benefits will be different, depending on each person’s case.
Participation in health insurance will be based on voluntary spirit. If you are not in the group of people required to participate in health insurance such as workers with an indefinite period of time, people receiving unemployment benefits, pensioners, officers, etc., you can absolutely buy or not buy health insurance, depending on each person’s needs.
Hopefully the above information can help you understand the price of wisdom tooth extraction with medical insurance. international. To reduce the cost burden, you should carefully learn about insurance laws to ensure your rights. Visit My Auris dentistry, a team of specialized doctors will be ready to assist you in safe examinations and tooth extractions, with a modern machinery system to help you save a lot of time!
Yen Nhi
